The wise way to get a mortgage in Germany

Benefit from our 360° service in English
Secure and transparent process
Digital know-how meets local expertise
Calculate your budget and get a free online mortgage recommendation today!
Working in partnership with +450 German banks to get the best rates for you
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Still need help financing a purchase?

German mortgages can be difficult - not with us

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Our online mortgage application gives you access to FREE home finance and a market comparison tailored to your personal project. We specialise in:
Blue card holders
EU Citizens
First time buyers
Freelancers
How finding the right mortgage with propwise works

A straightforward process

At propwise we understand that financing a home can be complex, especially for expats in Germany. That is why we offer a tailored mortgage matching service that combines in-depth market knowledge with innovative technology to simplify the mortgage process.
We prioritise your financial needs and preferences and use a data-driven approach to match you with the best mortgage options available. We are committed to the highest standards of service and integrity, ensuring that we not only meet but exceed your expectations.
Whether you're buying your first home in Germany or refinancing an existing property, let's connect and explore your financing options together.

Consultation and Assessment

We combine big data and local expertise to provide you with a precise and up-to-date valuation

Matching and Pre-Approval

Every customer and every property is unique, which is why we tailor our marketing strategy to your specific needs

Application, Contact & Signature

We make sure every offer is credible and guide you through the negotiations

Mortgage payout

We go all the way with you until your property is sold and beyond
We're the right partner for you

Why expats prefer to work with propwise

At propwise we made it our mission to help expats in Germany with the process of buying and selling their homes.

Expat Focus

Our team understand the unique challenges that expats face when buying & selling their homes in Germany. They also speak English and German fluently.

People First

While we use technology and data, our agents focus on human needs and desires to create a personalised experience for every customer.

360° Service

We handle everything from dealing with the German system to finding the right bank for you and your property, so you can focus on your next move.

Join the growing number of expats financing with propwise


We'll find you the right mortgage product based on your situation
Digital know-how meets local expertise
Secure and transparent mortgage process
Benefit from our 360° service in English
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What people say about propwise

Don’t just take our word for it

Hear it from our happy customers
"Buying my home and getting a mortgage through Propwise has been a really good experience. I'm from Turkey, so it wasn't easy at first. The team were great and also made the mortgage application process with Commerzbank incredibly smooth. I would happily recommend them to anyone who wants to buy a home without the stress!"
Didem D.
Manager, Frankfurt
"I was impressed by how propwise made selling my flat easy and stress-free. Their agents are super professional and really understand the needs of expat homeowners like me. I sold my property quickly and at a great price."
propwise testimonial of Chun
Chun (Candice) L.
Sales Manager, Berlin
"My agent was friendly, personable and most importantly reliable. He really took the time to understand what was important to me. The process of finding the right buyer and negotiating a good deal went really neatly. Had a great experience with them!"
Jéan O.
Head of Design, Berlin
"I bought my first apartment with propwise and everything went well. I've had some negative experiences with other real estate agents before, so I was a bit sceptical. The whole purchasing process from A to Z was new to me. My agent helped me understand everything I needed to know about the process in Germany and guided me through it step by step, which was very helpful."
Michele D.
Sales Director, Berlin
"I purchased the apartment straight from the developer eleven years ago. To my surprise, I could sell it tax free and everything went smoothly. The procedure with propwise was easy and all my questions were handled in English without any problems."
propwise testimonial of Sandra
Sandra M.
Lead Buyer, Berlin
"I had a great experience buying an investment property through Propwise. Their team was fast, helpful and seamlessly coordinated my mortgage with ING. Highly recommended for stress-free property investment!"
Ozan M.
Founder & CEO, Berlin
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A hassle-free mortgage application

You deal with us we deal with the banks

We are working in partnership with +450 German banks to get the best rates for you
Free & non-binding mortgage offers
Optimised financial solutions based on you
Efficient, solution-driven processes
Secure and transparent communication
Credit assessment of interested parties
We are also there for you after the purchase
We are happy to help

Still looking for the right property?

Our agents are specialised in helping expats and foreign investors to find the right property. Start with registering your search criteria and sign up to our mailing list for our exclusive offers for registered propwise buyers.
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We advise you on your home loan!

Schedule a free consultation and discover how propwise can help you finance your property purchase.

Join the growing number of expats who sell with propwise

30-day free trial
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About propwise

Frequently asked questions

if you can't find the right answer here, simply arrange a call
Is there a fee for using the propwise mortgage service?
No, our service is completely free. As mortgage brokers, we are paid by the lenders for successfully processing applications. This does not affect the terms of your mortgage, as we always put your best interests first to secure the best rate and terms.
How does propwise find the best mortgage rate for me?
We use a combination of advanced analytics and our partnerships with over 450 financial institutions across Germany to compare rates and terms that match your financial profile and property goals. Our technology simplifies the comparison process, ensuring you receive the most competitive offers available.
Can I apply for a mortgage before finding a property in Germany?
Yes, you can start the mortgage application process before selecting a property. This is actually recommended, as having a pre-approved mortgage can make you a more attractive buyer. We offer a 'Financing Certificate' that you can present to real estate agents and sellers to demonstrate your financial readiness.
If you are still looking for the right property, our propwise estate agents can also assist you in a well-coordinated effort.
How do I know how much I can afford to borrow?
Our mortgage calculators can help you estimate how much you can afford. During your initial consultation, we will also provide a more detailed analysis based on your income, debts, and other financial commitments to help you understand your borrowing capacity and the associated costs.
How secure is my information with propwise?
Your security and privacy are of paramount importance to us. We use robust SSL encryption for our digital platforms, adhere to strict GDPR standards, and never share your information without your explicit consent.
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